Terms of Service

1. IMPORTANT NOTICE

The Trade Risk, LLC IS NOT A REGISTERED INVESTMENT ADVISOR OR BROKER-DEALER. We do not provide personalized investment advice or recommendations. All content, information, and services provided are for general informational and educational purposes only.

Neither The Trade Risk, LLC, its affiliates, owners, managers, employees, officers, directors, other personnel, representatives, agents, or independent contractors (herein referred to as the "Company", "We", "Us" or "Our") is, in such capacities, a licensed financial advisor, registered investment advisor, registered broker-dealer or FINRA | SIPC | NFA-member firm.

2. ACCEPTANCE OF TERMS

By viewing this website or anything made available on or through this website, including but not limited to our services, products, content, and communications in any form or medium (collectively referred to as "Site", "Content", or "Information"), you are agreeing to accept all parts of this Terms of Service. This includes, but is not limited to, any current or future offerings such as trading tools, analysis, educational materials, consulting services, memberships, or any other products or services we may provide.

If you do not agree to these terms, you must immediately cease using our website and services. By purchasing or using any of our offerings, you agree to abide by these Terms of Service as well as our Disclaimer, Performance Disclosures, and Privacy Policy.

For purposes of these Terms of Service, "you," "your," and "User" refer to the individual or entity accessing or using the Site or any of our Content or services. You represent and warrant that you are at least 18 years of age (or the age of majority in your jurisdiction, if higher) and have the legal capacity and authority to enter into and be bound by these Terms of Service. If you are using the Site or services on behalf of an entity, you represent that you are authorized to bind that entity.

The Disclaimer, Performance Disclosures, and Privacy Policy referenced above are incorporated into these Terms by reference. In the event of a conflict between these Terms and any incorporated policy, these Terms control unless that policy expressly states otherwise.

3. NATURE OF OUR SERVICES

3.1 Educational and Informational Purposes Only: The information provided in or through this Site is for educational and informational purposes only and solely as a self-help tool for your own use.

3.2 No Personalized Advice: All content, analysis, and information provided through our services are general in nature and not tailored to any individual's specific financial situation, investment objectives, or risk profile. Users must not construe any such information as personalized investment advice. You acknowledge that by using our Site or services, no fiduciary relationship is created between you and The Trade Risk, LLC. We are not acting as your agent, advisor, or in any fiduciary capacity.

3.3 Not Legal or Financial Advice: We are not attorneys, accountants or financial advisors, nor are we holding ourselves out to be. Use of this Site and the Content is for your informational and educational purposes only. We do not recommend that you buy, sell, or hold any security.

3.4 No Trading Services: We do not trade any securities on your behalf, nor do we offer, sell or solicit the offer or sale of any securities.

3.5 Third-Party Content and Links: We may provide access to third-party websites, APIs, or content (including news, market data, or analysis). We do not control or endorse such third parties and are not responsible for their accuracy, availability, or practices. Accessing any third-party resource is at your own risk.

4. USER RESPONSIBILITIES

4.1 Personal Responsibility: You acknowledge that you are participating voluntarily in using our Site and that you are solely and personally responsible for your choices, actions and results, now and in the future. You accept full responsibility for the consequences of your use, or non-use, of any information provided on or through this Site.

4.2 Independent Research: You agree to conduct your own due diligence and consult a qualified financial professional of your choosing for personalized advice about your financial situation. You agree to use your own judgment and due diligence before applying any information, research output, or general idea from our Site to your life, family, or business.

4.3 Risk Acknowledgment: You understand that investing and trading in financial markets involve substantial risk, including the possible loss of principal. You are solely responsible for your investment decisions and should only invest capital you can afford to lose.

4.4 Compliance with Usage Restrictions: You agree to comply with all usage restrictions and copyright provisions as detailed in Section 13: Copyright and Intellectual Property of these Terms of Service.

4.5 Electronic Communications Consent: By creating an account or purchasing any service, you consent to receive communications from The Trade Risk, LLC electronically, including email notices, account alerts, and marketing updates. You agree that all agreements, disclosures, and other communications we send electronically satisfy any legal requirement that such communications be in writing. You may opt out of non-essential marketing emails at any time via the unsubscribe link.

4.6 Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify the Company promptly of any unauthorized use of your account or any other breach of security. Except to the extent required by law, the Company is not liable for any loss or damage arising from your failure to safeguard your credentials. You may not share, transfer, sell, or permit others to use your account, consistent with Section 13.3.

5. PAST PERFORMANCE AND RISK DISCLOSURE

5.1 No Guarantees / Past Performance: Past results of any trader, trading system, or strategy are not indicative of future returns. All examples, case studies, and performance statistics, whether simulated or actual, are provided for illustrative purposes only. No specific results or financial outcomes are guaranteed, and you acknowledge that you may lose some or all of your invested capital. You agree to conduct your own due diligence and assume full responsibility for your trading and investment decisions.

5.2 Simulated and Hypothetical Performance: The Company uses simulated and hypothetical performance results in some of its presentations and analyses. Such results have inherent limitations, including:

(a) they do not represent actual trading and may not reflect the impact material economic and market factors might have on decision-making;
(b) they are designed with the benefit of hindsight, which is not available in actual trading;
(c) they can be affected by the preparer's bias and may be prepared to show better-than-average results; and
(d) no simulated or hypothetical record can completely account for the impact of financial risk in actual trading. No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. There are frequently sharp differences between simulated or hypothetical results and the actual results subsequently achieved by any trading program. You should not rely on simulated or hypothetical results as an indication of future performance.

5.3 Performance Variability: We cannot predict and we do not guarantee that you will attain a particular result, and you accept and understand that results differ for each individual. Each individual's results depend on his or her unique background, dedication, desire, motivation, actions, and numerous other factors.

6. SUBSCRIPTION AND PAYMENT

6.1 Payment for Services: For products and services purchased through the Site, payment will be required to complete the purchase. We accept various payment methods, which may change from time to time at our discretion.

6.2 Digital Delivery: All products and services provided by The Trade Risk, LLC are delivered digitally. When you make a purchase, you will receive one or more of the following:

  • Membership or login credentials to access restricted areas of our website
  • PDF documents available for download
  • Code or instructions for installation or use on trading platforms (primarily for Worden TC2000)

No physical copies of any products or materials will be shipped or provided. All deliverables are digital in nature and are typically provided through email, website access, or direct download.

6.3 Subscription Charges for Trading System Memberships:

(a) If you purchase a subscription to our trading system membership, including but not limited to Galahad, Quant Rockets, Round Table, or Round Table Pro, you are authorizing The Trade Risk, LLC to automatically continue charging your chosen payment method for all fees or charges associated with your trading system membership subscription, including any renewal fees.

(b) This automatic charging applies only to our trading system memberships. Other products or services, including one-time downloads or non-subscription based services, are charged only at the time of purchase and do not incur recurring fees.

(c) For trading system memberships, you will be charged at the beginning of each subscription period (e.g., monthly, quarterly, or annually, depending on your chosen plan) unless you cancel your subscription before the renewal date.

(d) It is your responsibility to ensure that your payment information is current and valid. If we are unable to charge your payment method for any reason, we reserve the right to cancel or suspend your trading system membership until payment is successfully processed.

6.4 Price Changes: Company may at any time change any of its pricing, or institute new charges or fees. Price changes and new charges announced during your subscription term for a service will apply to subsequent subscription terms unless otherwise noted.

6.5 Taxes: You are responsible for the payment of any taxes associated with the purchase of services or materials from Company.

6.6 Service Availability: We may modify, suspend, or discontinue any feature, content, or service at any time without prior notice. We make no guarantee of uninterrupted access or error-free operation.

6.7 Trial Memberships: Trial memberships, when offered, are intended as a limited opportunity for eligible users to evaluate our services. The price, duration, included access, and other applicable trial terms will be disclosed at checkout and may vary from time to time. No individual or household may enroll in more than one (1) trial during any twelve (12) month period unless otherwise explicitly stated by the Company. Any attempt to access multiple trials, including through the use of multiple email addresses, accounts, identities, payment methods, or other means, constitutes a violation of these Terms of Service. The Company reserves the right to reject or cancel an ineligible trial enrollment and to suspend or permanently terminate access for any user found to be abusing trial access, without notice and, to the extent permitted by applicable law, without refund.

6.8 Eligibility for Retail Memberships: Retail membership plans are licensed solely for personal, individual, non-professional use. They are not available to, and may not be used by, registered investment advisers, broker-dealers, financial planners, fund managers, or other investment or financial professionals acting in a professional capacity, or by any person or firm managing assets on behalf of others. Professional, institutional, and advisory users—including, without limitation, any person or firm with assets under management of $50 million or more—must subscribe to a designated professional or institutional plan.

By subscribing to or using a retail plan, you represent that you are using it for personal purposes only and are not a professional or institutional user as described above. If the Company determines that a retail plan is being used by a professional or institutional user, the Company reserves the right to suspend access, require enrollment in the appropriate plan, and/or charge the difference in applicable fees, in addition to any other remedies available under these Terms.

7. AUTOMATIC RENEWAL AND CANCELLATION FOR TRADING SYSTEM MEMBERSHIPS

7.1 Automatic Renewal for Trading System Memberships: This section applies only to our trading system memberships, including but not limited to Galahad, Quant Rockets, Round Table, and Round Table Pro. Other products, including one-time downloads, are not subject to automatic renewal. For trading system memberships, your subscription will automatically renew at the end of each subscription period unless cancelled. By subscribing to a trading system membership, you authorize us to charge your payment method for the renewal term at our then-current rates.

7.2 Cancellation Responsibility: You are responsible for cancelling your subscription before the renewal date to avoid charges for the next term. When you cancel, you are solely responsible for properly canceling your account or service. You may cancel your membership at any time by following the steps outlined on our Cancellation and Refund Policy page.

7.3 Effects of Cancellation: When you cancel a trading system membership, your subscription will not renew and you will not be charged for any subsequent period. Unless otherwise required by law, cancellation stops future renewals only and does not entitle you to a refund of amounts already paid. Your access to the membership and its associated content will continue through the end of the then-current paid subscription period, after which your account will be deactivated and access will end. Upon deactivation, you may lose access to content and information within or related to your account, and you are responsible for retaining any permitted materials before that time.

7.4 One-Time Purchases: For clarity, our other products, including one-time downloads, lifetime subscriptions (TR150), and non-subscription services, do not automatically renew and do not require cancellation.

7.5 Suspension or Termination: The Company reserves the right to suspend or terminate any account or access to our services, without refund, if we reasonably believe a user has violated these Terms, engaged in abusive or fraudulent behavior, or shared proprietary materials with non-members.

8. REFUND POLICY

Except where a refund is required by applicable law, all sales are final and no refunds or credits will be provided for any reason, including dissatisfaction or failure to cancel before an automatic renewal. For subscription memberships, cancellation stops future renewal charges but does not refund amounts already paid for the current term; as described in Section 7.3 (Effects of Cancellation), your access continues through the end of the paid term. No refunds are given for digital goods and services purchased through the Site, including trading tools, TC2000 products, custom coding, or consulting.

Nothing in this Section limits any non-waivable rights you may have under the consumer-protection or automatic-renewal laws of your state of residence.

9. CODE AND QUANTITATIVE OUTPUT DISCLAIMER

The Trade Risk, LLC provides various tools, services, and custom coding solutions that involve quantitative analysis, algorithmic processes, and computer programming (collectively referred to as "Quantitative Outputs"). These include but are not limited to, TC2000 scans, indicators, layouts, trading tools, trading systems, Quant Rockets, and custom-coded solutions. Users of these Quantitative Outputs should be aware of and agree to the following:

9.1 Nature of Quantitative Outputs: All Quantitative Outputs, whether pre-built or custom-coded, are based on mathematical models, historical data analysis, and coding algorithms. They are designed to process information and provide outputs based on predefined criteria.

9.2 Non-Exclusive Reliance: Quantitative Outputs should not be relied upon exclusively to make buy, sell, or hold decisions. They are intended to be used as tools to assist in the decision-making process, not as definitive answers or guarantees of future market behavior.

9.3 Starting Point for Research: Users should always use the information provided by our Quantitative Outputs as a starting point for conducting their own independent research. This additional research is crucial in forming your own informed opinion regarding investments and associated risks.

9.4 No Guarantee of Profitability: It should not be assumed that any methods, techniques, scans, tools, indicators, or strategies presented or coded will be profitable or result in successful trading outcomes. Past performance and historical patterns do not guarantee future results.

9.5 Coding Standards and Testing: While we make every effort to test and validate all code, whether in our pre-built tools or custom coding services, to ensure it meets high coding standards and customer requirements, we cannot guarantee that the code is entirely free from errors or will function as intended indefinitely.

9.6 User Responsibility: It is your responsibility to independently verify the accuracy, completeness, and suitability of all Quantitative Outputs before incorporating them into your research or trading process. This includes both pre-built tools and custom-coded solutions.

9.7 "As Is" Basis: ALL QUANTITATIVE OUTPUTS, INCLUDING CUSTOM CODE, ARE PROVIDED ON AN "AS IS" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

9.8 Limitation of Liability: The Trade Risk, LLC shall not be held liable for any errors, omissions, or inaccuracies in our Quantitative Outputs, nor for any losses, damages, or other consequences that may arise from your use of or reliance on these Outputs. Any liability of the Company arising from or related to the Quantitative Outputs is subject to the disclaimers and limitations set forth in the Limitation of Liability section of these Terms.

9.9 Ongoing Development: Our Quantitative Outputs are subject to ongoing development, modification, and improvement. The Trade Risk, LLC reserves the right to alter, suspend, or discontinue any Quantitative Output at any time without prior notice.

9.10 No Personalized Advice: The Quantitative Outputs provided do not constitute personalized financial, investment, legal, or tax advice. They are generalized tools and information that do not take into account your individual circumstances, objectives, or needs.

9.11 Quant Rockets-Specific Disclaimer: Quant Rockets is a data-driven dashboard that surfaces algorithmically generated trade ideas based on historical price and volume patterns. These ideas are provided strictly for educational and informational purposes and are not individualized recommendations. Users are responsible for their own trade decisions and must independently evaluate the suitability of any idea before acting upon it. Quant Rockets does not account for your personal risk tolerance, financial circumstances, or investment goals, and should not be considered financial advice.

9.12 Market Data Disclaimer: Quantitative Outputs may rely on data from third-party sources. While we believe such data to be reliable, we make no representation or warranty as to the accuracy, completeness, or timeliness of such data. Any reliance on this data is at your own risk.

Performance results shown in Quant Rockets may include backtested or simulated performance data. As with all simulated data, such results carry limitations, including but not limited to hindsight bias, lack of real-world market impact, and the inability to reflect actual trading conditions. Users must understand the risks involved and accept full responsibility for any financial decisions made using information from Quant Rockets.

By using any of the Quantitative Outputs provided by The Trade Risk, LLC, you acknowledge that you have read, understood, and agree to this disclaimer. You accept full responsibility for your use of these Outputs and agree not to hold The Trade Risk, LLC, its affiliates, employees, or representatives responsible for any losses or damages you may incur from your trading or investment activities based on these Outputs.

10. USE OF ARTIFICIAL INTELLIGENCE (AI) AND AUTOMATED SYSTEMS

10.1 Overview: The Company uses artificial intelligence ("AI") and machine-learning technologies to assist with research, data aggregation, market context generation, article discovery, email-summary creation, and other content or service enhancements. AI tools are employed solely to support the Company’s educational and informational objectives and may be expanded or modified in the future.

10.2 Human Oversight: The Company generally reviews AI-assisted content as part of its editorial process; however, not all AI-assisted outputs are individually reviewed prior to display or distribution, and you should not assume that any particular output has been reviewed or verified by a member of our team.

10.3 Accuracy and Limitations: You acknowledge and agree that AI systems may misinterpret data, omit important context, or otherwise produce content that differs from verified human analysis. ALL AI-ASSISTED OUTPUTS, WHETHER DISPLAYED ON THE SITE, WITHIN MEMBERSHIP DASHBOARDS, NEWSLETTERS, OR OTHER COMMUNICATIONS, ARE PROVIDED "AS IS" FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE FACTUAL REPRESENTATIONS, FINANCIAL ADVICE, OR INVESTMENT RECOMMENDATIONS.

10.4 Independent Verification and No Reliance: You agree not to rely solely on any AI-generated or AI-assisted information provided by the Company and to perform independent research or verification before making any trading or investment decisions. The Company disclaims all liability for errors, omissions, or losses arising from your reliance on such information.

10.5 Third-Party and Aggregated Content: AI tools may automatically aggregate, summarize, or reference data and articles from third-party sources. Such references are provided for convenience only and do not imply endorsement, affiliation, or verification. The Company is not responsible for the accuracy or completeness of any third-party information surfaced through AI systems.

10.6 Future Capabilities: As AI technologies evolve, the Company may expand its use of AI and automated systems without prior notice. All such future uses will remain subject to this Section 10 and the general disclaimers and limitations of liability contained in these Terms of Service.

10.7 Limitation of Liability for AI Content: To the fullest extent permitted by law, The Trade Risk, LLC and its affiliates expressly disclaim any and all liability for any loss, damage, or harm arising out of or related to your use of or reliance on AI-generated or AI-assisted content. You acknowledge that you use such content entirely at your own risk. This disclaimer is in addition to, and does not limit, the limitations set forth in the Limitation of Liability section, which govern the maximum extent of the Company's liability.

11. AI AGENT AND MCP ACCESS

Certain membership tiers may permit you to connect an artificial-intelligence agent, assistant, application, or other automated system to the Company's content and data through the Model Context Protocol ("MCP"), an application programming interface ("API"), or similar machine interfaces (collectively, "Agent Access"). Agent Access is provided in addition to, and remains subject to, all other provisions of these Terms, including Sections 3, 4, 5, 6.8, 9, 10, and 13.

11.1 Output Is Not Our Content: Any summary, answer, analysis, recommendation, or other output produced by your agent or software using data obtained through Agent Access is generated by that agent and your software, not by the Company. THE COMPANY DOES NOT AUTHOR, GENERATE, REVIEW, CONTROL, ENDORSE, OR VERIFY AGENT-GENERATED OUTPUT, AND SUCH OUTPUT DOES NOT REPRESENT THE STATEMENTS, VIEWS, ANALYSIS, ADVICE, OR RECOMMENDATIONS OF THE COMPANY. You agree not to attribute agent-generated output to the Company, or to represent or imply that such output is the Company's content, advice, or recommendation.

11.2 No Warranty on Retrieved Data: DATA AND CONTENT RETRIEVED THROUGH AGENT ACCESS ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND. THE COMPANY DOES NOT WARRANT THAT DATA RETRIEVED THROUGH AGENT ACCESS IS ACCURATE, COMPLETE, CURRENT, OR IDENTICAL TO THE AUTHORITATIVE CONTENT ON THE SITE, AND SUCH DATA MAY BE DELAYED, PARTIAL, CACHED, REFORMATTED, OR AFFECTED BY TRANSMISSION OR INTERPRETATION ERRORS. The authoritative version of any content is the version published by the Company on the Site, and you are responsible for independently verifying any data or output before relying on it.

11.3 No Reliance; Not Advice: All data and output obtained through Agent Access are for informational and educational purposes only, do not constitute financial, investment, legal, or tax advice, and are not personalized recommendations. The disclaimers and limitations in Sections 3, 4, 5, 9, 10, 14, and 15 apply fully to all data and output obtained through Agent Access.

11.4 Your Responsibility for Your Agent: You are solely responsible for the selection, configuration, behavior, security, and output of any agent or system you connect, and for all activity conducted through your credentials, tokens, or Agent Access. You agree not to use Agent Access to scrape, bulk-export, redistribute, resell, or provide the Company's content or data to any non-member or third party, or to train, fine-tune, or develop any artificial-intelligence or machine-learning model, dataset, or system, except as expressly permitted in writing by the Company. Agent Access is licensed for your own use only, consistent with Sections 6.8 and 13.3.

11.5 Access Tokens, Usage Limits, and Monitoring: Access tokens and credentials issued for Agent Access are personal to you, are non-transferable, and may not be shared. You agree not to exceed any rate limits, quotas, or other usage restrictions the Company may impose, and not to circumvent, disable, or interfere with any access control, authentication, or security mechanism. The Company may monitor, log, and retain records of Agent Access activity, including requests made and data returned, for security, compliance, record-keeping, and enforcement purposes, as further described in our Privacy Policy. The Company may suspend or revoke Agent Access for actual or suspected violation of these Terms.

11.6 Interface Changes, Availability, and Discontinuation: Agent Access depends on protocols, standards, and third-party infrastructure that are evolving and that may change, degrade, or fail. The Company may add, modify, limit, suspend, or discontinue Agent Access, the MCP interface, any API, or any associated data schema at any time, with or without notice. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY IS NOT LIABLE FOR ANY INTERRUPTION, ERROR, INCOMPATIBILITY, DATA LOSS, OR OTHER LOSS OR DAMAGE ARISING FROM OR RELATED TO AGENT ACCESS, THE MCP INTERFACE, OR ANY API, INCLUDING CHANGES TO OR DISCONTINUATION OF ANY OF THEM.

12. TESTIMONIALS

We present real world experiences, testimonials, and insights about other people's experiences with the Site for purposes of illustration only. The testimonials, examples, and photos used are of actual clients and results they personally achieved, or they are comments from individuals who can speak to The Company's character and/or the quality of The Company's work. They are not intended to represent or guarantee that current or future clients will achieve the same or similar results; rather, these testimonials represent what is possible for illustrative purposes only.

13. COPYRIGHT AND INTELLECTUAL PROPERTY

13.1 Ownership: All content, trademarks, service marks, trade names, logos, and icons on our website and in our services are the exclusive property of The Trade Risk, LLC. Our content is protected by copyright, trademark, and other intellectual property laws.

13.2 Limited License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use our content for personal, non-commercial purposes, subject to these Terms of Service.

13.3 Prohibited Uses: You agree that you will not:

a) Reproduce, duplicate, copy, sell, trade, resell, distribute, or exploit for any commercial purpose, any portion of The Trade Risk, LLC's content, services, or products. b) Share your account credentials with others. c) Post or republish our content on other websites, forums, or social media platforms without our express written permission. d) Use our content in your own commercial products or services. e) Share or distribute our paid content with non-paying individuals. f) Modify, adapt, translate, reverse engineer, decompile, or disassemble any part of our services.

13.4 Enforcement: You understand and acknowledge that unauthorized distribution or use of our content not only violates these Terms of Service but may also infringe on our copyrights and other intellectual property rights. The Trade Risk, LLC reserves the right to terminate your access to our services and pursue legal action for any violations of these restrictions.

13.5 Permissions: If you wish to use any of our content in a manner not permitted by these Terms, you must obtain prior written permission from The Trade Risk, LLC.

14. DISCLAIMER OF WARRANTIES

THE SITE, CONTENT, AND ALL SERVICES, PRODUCTS, TOOLS, DATA, AND MATERIALS PROVIDED ON OR THROUGH THE SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

THE COMPANY DOES NOT WARRANT THAT THE SITE OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY CONTENT, DATA, OR OUTPUT WILL BE ACCURATE, COMPLETE, OR RELIABLE. NO ADVICE OR INFORMATION OBTAINED FROM THE COMPANY OR THROUGH THE SITE CREATES ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

15. LIMITATION OF LIABILITY

15.1 Limitation of Liability: TO THE FULLEST EXTENT PERMITTED BY LAW, THE TRADE RISK, LLC, ITS AFFILIATES, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES (INCLUDING LOST PROFITS, REVENUE, DATA, GOODWILL, OR INVESTMENT LOSSES), ARISING FROM OR RELATED TO THE SITE OR SERVICES, INCLUDING ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE/SYSTEM FAILURE, OR THIRD-PARTY CONTENT—EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

15.2 Limitation Amount: In the event the foregoing disclaimer is held invalid or unenforceable, the maximum cumulative aggregate liability of the Company to you for all damages, losses, and causes of action (whether in contract, tort (including negligence and strict liability), or otherwise) shall not exceed the total amount paid by you to the Company during the twelve (12) months immediately preceding the event giving rise to the liability.

15.3 Time Limitation for Causes of Action: You agree that any cause of action arising out of or related to the Site must commence within one (1) year after the cause of action accrues or the cause of action is permanently barred.

15.4 Force Majeure: We are not liable for any delay or failure to perform due to events beyond our reasonable control, including acts of God, labor disputes, power or Internet failures, third-party platform outages, denial-of-service attacks, market data interruptions, or changes in law.

16. INDEMNIFICATION

You agree to indemnify, defend, and hold harmless The Trade Risk, LLC, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with your access to or use of our services.

17. GOVERNING LAW AND JURISDICTION

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the state and federal courts located within Delaware for the resolution of any disputes.

18. PRIVACY POLICY AND DATA PROTECTION

18.1 Privacy Commitment: Your privacy is important to us. The Trade Risk, LLC collects, uses, and protects your personal information in accordance with our Privacy Policy. By using our Site or services, you consent to the collection and use of your information as described in that policy.

18.2 Information We Collect: We may collect personal data such as your name, email address, payment details, and usage information when you create an account, subscribe to a membership, make a purchase, or interact with our content.

18.3 How We Use Information: Collected information is used to provide and improve our services, process payments, send account and service updates, and deliver educational or marketing content relevant to your interests.

18.4 Third-Party Services: We may use third-party providers for payment processing, email delivery, analytics, and hosting. These providers are given only the information necessary to perform their specific functions and are required to keep your data secure.

18.5 Cookies and Analytics: Our Site uses cookies and similar technologies to enhance user experience, track performance, and analyze usage. By using our Site, you consent to the use of cookies in accordance with our Privacy Policy.

18.6 Data Security: We implement reasonable technical and organizational measures to protect your data. However, no online service is entirely secure, and we cannot guarantee absolute protection against unauthorized access.

18.7 User Rights: You may access, update, or delete certain personal information by contacting us at [email protected]. Please review our Privacy Policy for details on your rights and how we handle data requests.

18.8 Policy Updates: Our Privacy Policy may be updated periodically. Continued use of the Site after such updates constitutes your acceptance of the revised policy.

19. CHANGES TO TERMS OF SERVICE

We reserve the right to modify these Terms of Service at any time. Changes and modifications will be effective when posted on the Site and your use of the Site after any modifications to the Terms of Service constitutes your agreement to follow and be bound by the modified Terms of Service.

For material changes, we will make reasonable efforts to notify active members by email or through the Site prior to the changes taking effect. If you do not agree to the modified terms, your sole remedy is to discontinue use and, where applicable, cancel your membership.

20. GENERAL PROVISIONS

Severability: If any provision of these Terms is held invalid, illegal, or unenforceable, it shall be modified to the minimum extent necessary to make it enforceable or, if it cannot be modified, severed, and the remaining provisions shall remain in full force and effect.

Entire Agreement: These Terms, together with the policies incorporated by reference, constitute the entire agreement between you and the Company regarding the Site and services and supersede all prior communications and proposals, whether oral or written.

No Waiver: The Company's failure to enforce any right or provision shall not constitute a waiver. No waiver is effective unless in writing and signed by an authorized representative of the Company.

Assignment: You may not assign or transfer these Terms without the Company's prior written consent. The Company may freely assign these Terms, including in connection with a merger, acquisition, or sale of assets.

Headings: Section headings are for convenience only and do not affect interpretation.

21. CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us at [email protected].

Last updated: June 24, 2026.